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01 · What the member sees
SMPC SMPC My portal

Example Example member, to show how it works. Not a real member.

MS
Maria Santos
Member since 2019

Hi Maria! Ito ang pera n'yo.

Savings
₱214,500
₱1,000 ang automatic na naiipon every payday.
Loans
₱128,400
₱4,750 ang kaltas every payday.
Two loans. Tapos na by January 2027.
Take-home every 15th
₱17,500
Gusto n'yo pong umutang?

New loan

Pili lang ng amount at term. Sasabihin namin agad kung kaya n'yo.

₱
Paano kinukwenta ang interes

Pwede kayong umutang up to ₱203,000.
₱180,000 for 12 months. ₱8,400 ang kaltas every payday.
Kaya ito ng sahod n'yo.
Paano na-compute 'to
Ipon mo sa co-opKung magkano na ang nailagay mo ₱214,500
Max na kaya ng ipon moDoble ng ipon mo, bawas ang utang mong hindi pa bayad ₱429,000
Natitira sa sahod moPagkatapos ng ibang utang at ipon mo, ito ang libreng bahagi ng sahod mo kada payday ₱9,500 free
Mga co-maker moSasagot sa parteng lampas sa ipon mo. Hindi nito pinapataas ang limit mo. 2 of 2
Max na pwede mong utangin ngayon ₱203,000

Dumadaan muna sa committee ang utang na pang-kahit ano. Si Cynthia ang unang titingin.

Iba pang details ng account mo
Mga utang na co-maker ka para sa iba
Co-maker ka kay Rosa Lim₱60,000 ang natitira
Maayos ang bayad
Co-maker ka kay Ben Cruz₱18,500 ang natitira
Bantayan
Mga dating utang mo
Pang-kahit anoStarted Jan 2026 · ₱96,000
Open
Pang-groceryStarted May 2026 · ₱40,000
Open
Pang-emergencyAug 2024 · ₱30,000
Bayad na
Pang-schoolJun 2022 · ₱75,000
Bayad na
Ipon mo kada payday
Jun 30, 2026
+ ₱1,000
Jun 15, 2026
+ ₱1,000
May 30, 2026
+ ₱1,000
Mga seminar at officer role mo
Fundamentals of Cooperatives
Tapos na
Governance & Management
Tapos na
Risk Management
Tapos na
Financial Management
Kailangan kunin
Role moSecretary, hanggang Dec 2026
Officer

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The rules and the math
02 · The rules behind those numbers

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The products

7 loans